Services Overview
Insurance Made Simple
Licensed in ND, SD, MN, and MT. Target market includes individuals, Families, and Businesses residing in and headquartered within licensed states.
Personal
Home, Auto, Disability, Life, Renters & More
Who This Protects
- Individuals
- Families
- Individuals and families experiencing rate increases
- Individuals and families that need a second opinion
Types Of Coverage Offered (Property & Casualty)
- Home
- Auto
- Renters
- RV
- Boat
- Motorcycle
- Umbrella Policy
- Liability
Types Of Coverage Offered (Life & Health)
- Major Medical
- Dental
- Vision
- Life (Term & Whole)
- Accident
- Disability
- Critical Illness
- Hospital Indemnity
What You Are Protected From
Advising on a sufficient insurance strategy is holistic in nature, as the needs of each individual differ from one another. When we formulate a plan for you, we explore coverage that will protect you financially from auto accidents, damage to your home, loss of income, medical costs, and more.
The Right Choice For You And Your Family
High emphasis on building and maintaining trust. Quick responses when you need them the most. Quality over quantity, because every client has their own story.
Business
Risk & Business Insurance
Who This Is For
- Contractors and Trades
- Automotive and Mechanical
- Professional Services
- Retail and Service
Types of Coverage Offered
- General Liability
- Commercial Property
- Commercial Auto
- Workers Compensation
- Professional Liability
- Business Owners Policies (BOP)
- Umbrella and Excess Liability
- Other Unique Risks
Problems This Solves
Protects your business from property damage, lawsuits, accidents, and unexpected financial loss. (And other unique risks)
Why Clients Work With Me
Professional advice and coverage that reduces risk across all business segments.
Employee Benefits
Medical, Dental, Vision, & Supplemental
Who I serve
- Small to mid-sized employers
- Businesses with 1 to 500 employees
- Companies seeking competitive benefits without extra administrative burden
Types of Benefits Offered
- Medical
- Dental
- Vision
- Life insurance
- Supplemental benefits (Accident, Critical Illness, Hospital, Disability)
How Employers Benefit
- Benefits are available for both W2 and 1099 Contractors
- Face-to-Face Annual Enrollment means your employees understand coverage each enrollment cycle
- You can run your business with peace of mind knowing that your employees’ needs are satisfied
- Employee Navigator automates benefits administration, onboarding, and compliance tracking
Why Choose Me for Employee Benefits
Flexible plan design, reduced complexity, and year-round support for both employers and employees.
Trusted Partners
About Me
Your Advantage Working With Me
My Approach
- Clear explanations
- Honest recommendations
- Ongoing support
- Holistic approach to diagnosing coverage needs
- Periodic reviews of coverage
Relationship Focused
- Emphasis on trust and long-term relationships
- Personal approach
- Professional support and advice
My Background
- Degree in Finance at MSUM
- College Athlete
- Previous experience as a family and business account executive at Verizon.
- As a business owner myself, I understand your needs.
- Raised in Fargo, ND, I learned the importance of community and keeping your word.
Licensed
About the Business
Founded to support Individuals and Businesses with independent solutions.
Kain Carlson, Independent Insurance Agent ND,SD,MN,MT
Mission Statement
Risk Management
Kain strives to provide structure, support, and long-term strategy for insurance and risk-sensitive businesses while maintaining independence and objectivity.
Who We Serve
Flexibility and Scalability
Small to mid-sized businesses, business owners, and individuals seeking reliable guidance on insurance and benefits decisions.
What Makes Us Different
Work with us
We focus on clarity over volume and relationships over transactions. The goal is long-term protection and consistency, not short-term sales.
